Fees & Insurance

Individual Therapy:

My fee is $225 per 45-55 minute individual session. This fee supports:

  • Time spent preparing for sessions

  • Session documentation

  • Between-session support

  • Curating helpful resources for you

  • Ongoing training and continuing education

  • HIPAA-compliant systems and secure technology

  • Business costs like office space, professional insurance, and licensing

Insurance & Reimbursement:

I am out-of-network with insurance plans and use a HIPAA compliant billing platform called Thrizer to make using out-of-network insurance benefits simple and stress-free. Thrizer helps by working behind the scenes to:

  • Submit out-of-network insurance claims automatically on your behalf

  • Speed up reimbursement by communicating directly with insurance

  • Utilize direct deposit for your insurance reimbursements

  • Give you options for how you pay once you’ve met your deductible

Check your Out-of-Network Insurance Benefits Below:

Many clients miss out on out-of-network reimbursement simply because the process feels like a hassle. I want you to feel empowered to use your benefits while protecting your privacy and peace of mind. If you have questions about private payment or insurance, I’m happy to walk you through it. You can check your insurance benefits below, or visit https://eligibility.thrizer.com/fuscotherapy

Verifying Your Out-of-Network (OON) Benefits

The widget above is an estimate. To verify your benefits, contact Member Services by calling the number on the back of your insurance ID card. You may find it helpful to ask your insurance company the following questions:

  • Does my insurance plan cover outpatient mental health services?

  • Do I have a deductible? If so, what is my deductible and how much have I met so far?

  • When does my coverage year begin and end? When does my deductible reset?

  • Once I’ve met my deductible, what is the “allowed amount” and what percentage will I be reimbursed?

  • How many outpatient psychotherapy sessions are covered per year?

  • How long will it take for claims to be processed?

  • Do I need pre-approval for psychotherapy services to be covered?

  • For California Clients: are services covered by a LMFT and/or a LPCC?

  • For Connecticut Clients: are services covered by a LPC?

Sliding Scale & Affordable Therapy Options

I believe therapy should be accessible and available to all regardless of financial limitations. I offer a limited number of sliding scale spots for individuals experiencing financial hardship. These reduced-fee sessions are typically designed for short-term support while you work toward greater financial stability. Sliding scale availability is reassessed regularly.

If you’re seeking longer-term therapy at a lower fee, there are low-fee clinics, training institutes, or community-based resources that offer ongoing support at reduced rates.

  • Community Mental Health Clinics are nonprofit agencies where therapy sessions are provided by qualified pre-licensed therapists who work under close supervision of a licensed mental health professional. These clinics are offer free or low-fee services. Try searching online for “Low-Fee Mental Health Clinics + [Your Zip Code]”

  • Additionally, you can obtain a list of in-network therapists by calling the member services number on the back of your insurance card. Ask for a list of “in-network Behavioral and Mental Health providers who are currently accepting new clients." They'll search by zip code and you can give them a mile radius for how far you're able to go and then they'll email you this list. Once you have the list, you’ll need to reach out to each person one by one to ask if they are still in-network with your insurance plan and if they are accepting new clients.

Good Faith Estimate:

Notice to prospective and current clients: You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under federal law, healthcare providers are required to give clients who don’t have, are not using insurance, or are working with an out-of-network provider an estimate of the expected charges for healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.